POS Software Development

Our team can develop a customized application to manage multiple applications on a single smart card

Ingenio is able to provide EMV migration consulting and allow banks to issue and manage a wide range of chip card based applications. Our team can develop a customized application to manage multiple applications on a single smart card not only for EMV applications, but also POS electronic payment applications, PKI, and Loyalty. We have implemented a bill payment module, an installment module and prepaid e-vouchers, as well.

Supported transactions:

  • Sale, Cash-back Sale, Installments, Retail credit sale
  • Pre-authorization/ Finalizing; Annulment/ Automated annulment/ Partial Annulment/ Return
  • Account balance, Mini-statement, Bill payment (including barcode reader integration)
  • Reconciliation, Batch upload, Loyalty

All transactions support Manual Entry, magnetic cards, EMVs (chip cards) and Contactless.

Characteristics:

  • Encrypted communication (SSL or Host format ex: 3DES, AES etc.)
  • Encryption key remote update (PIN key, MAC key etc.) based on master Key
  • TMS (parameter update, application update)
  • Configurable application texts
  • Configurable receipt format
  • Configurable user menus (the bank may design the operator interface according to its preferences)
  • Function logs TMS upload (for failed transaction detection)
  • Survey communication, for evaluating possible communication problems in the area
  • Virtual terminal support (several TIDs concomitantly administrated on a single terminal)
  • Automated Reconciliation and/or TMS connection
  • Automated detection of GSM network (automated reconfiguration upon SIM card change)
  • ECR (cash register) integrated support

POS Maintenance services

  • Level 1 Call Center assistance for retailers
  • Level 2 Call Center assistance for field engineers